Abstract:
In this paper, distinct ideas and solutions in several theoretical and practical points are put forward on the development of the current banking industry. Including: Starting from China’s actual conditions, to make some elastic relaxation on implementing New Measures of Capital Management; Speed up the pace of financial comprehensive operation and promote domestic commercial banks’ business transformation; Set up financial management committee, transform from supervised respectively to supervised overall and from institutional supervision to functional supervision; Promote the innovation in hedging products and tools, adopt a negative list for approval of banking innovation; Pay attention to the excess capacity and the bank creditor’s rights protection in the process of local government debt management; Insist on banking system’s market-oriented reform, put it in perspective with regard to the bank profits, “monopoly” of state-owned banks, realize the market pricing of bank rate,etc.
詹向阳. 对当前银行业发展中几个焦点问题的思考[J]. 金融研究, 2015, 421(7): 37-44.
ZHAN Xiangyang. Consideration of Several Focus Problems on Development of China’s Banking Industry. Journal of Financial Research, 2015, 421(7): 37-44.