Does the Expansion of Social Health Insurance in China Promote the Development of Private Health Insurance？
PENG Haoran, ZHENG Qianyun, GUO Yuhong
Lingnan College, SUN Yat-sen University; College of Finance, Guangdong University of Finance & Economics; College of Economics & Management, South China Agricultural University
Abstract:
The relationship between social health insurance (SHI) and private health insurance (PHI) has been a controversial issue in academia since there are remarkable differences in health financing system in different countries. Using the balanced panel data of 30 provinces from 2004 to 2014 in China,we employ a two-way fixed effect model to investigate such question. Our results show that the relationship between SHI and PHI varies greatly with the development degree of SHI. In regions with high development degree of SHI, there exists a significant inversed-U shape relationship between SHI and PHI. SHI promotes the development of PHI in regions with medium development degree of SHI. While, there has no significant relationship between SHI and PHI in regions which have low development degree of SHI. Based on the above conclusions, we argue that reasonable controlling the size of SHI has great significance for China to play a supplementary role of PHI.
彭浩然, 郑倩昀, 呙玉红. 中国社会医疗保险扩张会促进商业健康保险发展吗？[J]. 金融研究, 2017, 443(5): 97-110.
PENG Haoran, ZHENG Qianyun, GUO Yuhong. Does the Expansion of Social Health Insurance in China Promote the Development of Private Health Insurance？. Journal of Financial Research, 2017, 443(5): 97-110.
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