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| China's Rural Credit Cooperatives Performance Evaluation:Based on Malmquist Index Analysis of Three-Stage DEA Model |
| LAN Hong, MU Zhengshe
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Renmin Univerity of China;
The People’s Bank of China |
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Abstract In this paper, the Malmquist index analysis of the three-stage DEA model is innovatively utilized to make an empirical analysis on the reform performance of 115 sampled county rural credit cooperatives nationwide from 2007 to 2012 by introducing the expected output indicators and eliminating the influence of external environment factors. The research shows that the overall performance, the commercial performance, and the agricultural service performance of rural credit cooperatives were generally improved. Moreover, commercial performance enjoys highest improvement, while agricultural service performance was improved least. Additionally, the reform performance of the rural commercial bank is higher than that of rural credit cooperatives. Nevertheless, 20-30% of the total sample suffered from worse reform performance, and such effect were more significant for the sample of agricultural service performance as well as rural credit cooperatives. Accordingly, in this paper, the policy suggestions about improving the reform performance of rural credit cooperatives are as follows: the first is to strengthen policy support for agriculture financial services; the second is to boost modern financial technology application level; the third is to further improve the sustainable development mechanism.
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Received: 20 March 2015
Published: 13 April 2018
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